[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.foko.cz\/na-zbozi-si-muzete-bud-vydelat-anebo-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.foko.cz\/na-zbozi-si-muzete-bud-vydelat-anebo-pujcit\/","headline":"Na zbo\u017e\u00ed si m\u016f\u017eete bu\u010f vyd\u011blat anebo p\u016fj\u010dit","name":"Na zbo\u017e\u00ed si m\u016f\u017eete bu\u010f vyd\u011blat anebo p\u016fj\u010dit","description":"Kdy\u017e tou\u017e\u00edte po n\u011bjak\u00e9 nov\u00e9 v\u011bci, na kterou nem\u00e1te v kapse dostatek pen\u011bz, tak je na m\u00edst\u011b zv\u00e1\u017eit, zda ji...","datePublished":"2017-11-19","dateModified":"2023-05-31","author":{"@type":"Person","@id":"https:\/\/www.foko.cz\/author\/#Person","name":"","url":"https:\/\/www.foko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4faace62981be50719be6a25151192978e6d585737a520836dcb98934de3bb45?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"foko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.foko.cz\/wp-content\/uploads\/img_a304807_w2182_t1516093659.jpg","url":"https:\/\/www.foko.cz\/wp-content\/uploads\/img_a304807_w2182_t1516093659.jpg","height":0,"width":0},"url":"https:\/\/www.foko.cz\/na-zbozi-si-muzete-bud-vydelat-anebo-pujcit\/","about":["Ekonomika"],"wordCount":457,"articleBody":"       Kdy\u017e tou\u017e\u00edte po n\u011bjak\u00e9 nov\u00e9 v\u011bci, na kterou nem\u00e1te v kapse dostatek pen\u011bz, tak je na m\u00edst\u011b zv\u00e1\u017eit, zda ji opravdu pot\u0159ebujete. A pokud ano, tak je na m\u00edst\u011b si na ni chyb\u011bj\u00edc\u00ed pen\u00edze p\u016fj\u010dit. A rozhodn\u011b to nen\u00ed \u017e\u00e1dn\u00e1 ostuda, jak se n\u00e1m t\u0159eba sna\u017e\u00ed namluvit mnoh\u00e1 m\u00e9dia, kter\u00e1 n\u00e1s den, co den z\u00e1sobuj\u00ed chmurn\u00fdmi p\u0159\u00edb\u011bhy o lidech, kte\u0159\u00ed spadli do dluhov\u00e9 pasti kv\u016fli tomu, \u017ee si nedok\u00e1zali nic odep\u0159\u00edt. Je pravda, \u017ee i takov\u00e9 riziko zde je, ov\u0161em nen\u00ed pot\u0159eba jej zbyte\u010dn\u011b zveli\u010dovat, proto\u017ee se ve skute\u010dnosti nedot\u00fdk\u00e1 p\u0159\u00edli\u0161 velk\u00e9ho procenta lid\u00ed jako sp\u00ed\u0161e t\u011bch, kte\u0159\u00ed se s \u017e\u00e1dost\u00ed o p\u016fj\u010dku obr\u00e1tili na \u0161patn\u00e9 m\u00edsto. Proto\u017ee jestli je v ka\u017ed\u00e9 dob\u011b n\u011b\u010deho a\u017e p\u0159\u00edli\u0161, tak jsou to lichv\u00e1\u0159i, kte\u0159\u00ed se p\u0159i\u017eivuj\u00ed na lidsk\u00e9 hlouposti a n\u00edzk\u00fdch p\u0159\u00edjmech lid\u00ed, kter\u00fdm nedok\u00e1\u017ee pomoci jejich st\u00e1t \u2013 a\u0165 u\u017e \u00fa\u010dinnou regulac\u00ed lichvy a exekutor\u016f, tak solidn\u00edmi soci\u00e1ln\u00edmi pojistkami, kter\u00e9 nikomu nedovol\u00ed klesnout a\u017e na samotn\u00e9 dno. Kdy\u017e p\u016fj\u010dka, tak se solidn\u00edmi \u00faroky Pokud si tedy pot\u0159ebujete p\u016fj\u010dit n\u011bjak\u00e9 pen\u00edze, tak dob\u0159e p\u0159em\u00fd\u0161lejte, kam se obr\u00e1tit a dob\u0159e po\u010d\u00edtejte, zda se v\u00e1m to opravdu vyplat\u00ed. B\u00fdvalo dobr\u00fdm zvykem chodit pro p\u016fj\u010dku do banky co\u017e je pro ka\u017ed\u00e9ho z n\u00e1s synonymum solidn\u00ed instituce, nad kterou m\u00e1 st\u00e1le solidn\u00ed kontrolu st\u00e1t, tak\u017ee se nem\u016f\u017ee p\u0159ihodit, \u017ee bychom v bance narazili na do nebe volaj\u00edc\u00ed \u00faroky a podvodn\u00e9 jedn\u00e1n\u00ed s c\u00edlem p\u0159ipravit n\u00e1s o pen\u00edze. Jen\u017ee probl\u00e9m je v tom, \u017ee i kdyby si mnoz\u00ed z n\u00e1s cht\u011bli v bance p\u016fj\u010dit, tak to prost\u011b nejde. Banky toti\u017e sv\u00e9 podm\u00ednky nastavily natolik p\u0159\u00edsn\u011b, \u017ee u nich na p\u016fj\u010dku dos\u00e1hnou jen bohat\u00ed. A to samoz\u0159ejm\u011b v\u017edy nahr\u00e1valo lichv\u00e1\u0159\u016fm. Alespo\u0148 do doby, ne\u017e se na trhu objevily solidn\u00ed nebankovn\u00ed spole\u010dnosti, u kter\u00fdch m\u016f\u017eete z\u00edskat p\u016fj\u010dku za podobn\u00fdch podm\u00ednek jako v klasick\u00e9 bance. T\u0159eba takov\u00e1 americk\u00e1 nebankovn\u00ed hypot\u00e9ka je zde p\u0159ipravena pro v\u0161echny, kdo si cht\u011bj\u00ed p\u016fj\u010dit na cokoli bez nutnosti to komukoli zd\u016fvod\u0148ovat, a s p\u0159\u00edzniv\u00fdmi \u00faroky a dlouhou dobou splatnosti, co\u017e jsou podm\u00ednky, kter\u00e9 jen tak n\u011bkde nenajdete.                                                                                                                                                                                                                                                                                                                                                                                           4.2\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na zbo\u017e\u00ed si m\u016f\u017eete bu\u010f vyd\u011blat anebo p\u016fj\u010dit","item":"https:\/\/www.foko.cz\/na-zbozi-si-muzete-bud-vydelat-anebo-pujcit\/#breadcrumbitem"}]}]